You can't change other people, You Can Only Change Your Reaction to Other People  In this new Legacy program,  we cover probably one of the most important insights. It's based on the work Michael and I have been doing with clients worldwide at a senior level, and even at not-so-senior levels, and across cultures. It's a very important, great trauma—a sense of betrayal, pain, and hurt—that many clients are going to experience in the future, but they're not prepared for it. It's so common that we thought it was worth discussing. We cover: - A trauma that many clients are…

The immigrant discount As a management consultant, I once worked on a landmark study that became significant for the firm. I managed to turn around the study when it was running well behind schedule. I ended up playing a key role in a road show to raise funding to launch a financial services company in Eastern Europe. I met billionaires, government officials, and CEOs of major companies. In that study, we figured out that there was a segment of the population that was profitable to serve since they submitted fewer insurance claims. Our goal was to build an entire business around them.…

Investment Planning for Immigrants My friends often talk about their investment strategies. They have 401(k) and Roth IRAs, health savings accounts, brokerage accounts, and investment properties. I live in a very nice area, and my friends are well-educated business leaders who had successful parents who taught them well. They are wealthy people. Their parents often encouraged them to set up their investment accounts in their twenties, and they benefited from compounding growth over decades. Many have education savings and investment accounts to pay for their children’s education. Some have just one child. Yet, they often seem incredibly stressed about finances, investing, and retirement. They often…

As someone who immigrated 3 times in my life, I am part of a group that I call professional immigrants. Meaning, I am really good at navigating the steps needed to pick up my life and move to another country where I don't know anyone, and build a professional career. I can also call myself a professional immigrant because I am considered to be highly skilled and highly educated. I worked at top consulting companies in the world, where I received accelerated promotions. I was a corporate finance director at a top-3 Canadian bank where I managed a portfolio of…